Experienced Insurance Broker Discusses Why You Need Long Term Care Insurance
As an experienced certified Insurance Broker, I am often asked why people need long term care insurance. A person should consider long term care insurance because the risk is so high. At least one in two of us will need some level of long term care over the course of our lifetimes.
It won’t necessarily be in a nursing home. Preferably, it will be at home. About 40% of people in this country receiving long term care benefits are between the ages of 18 and 64. Take the tragic example of Christopher Reeves, Superman if you will who was almost totally paralyzed in a horseback riding incident at the age of 43.
Have you ever thought about getting long term care insurance? Contact our experienced Insurance Brokers for guidance.