Insurance Broker Discusses Dementia & Long Term Care Insurance

Insurance Broker Discusses Dementia & Long Term Care Insurance

Insurance Broker Discusses Dementia & Long Term Care Insurance As an experienced certified Insurance Broker, I regularly get asked by clients who have shown signs of dementia, if they should still get a long term care insurance policy.  If a person is suffering from things like dementia, Alzheimer’s disease, or Parkinson’s disease, those conditions are very…

Insurance Broker Explains Business Reducing Term Disability Policy

Disability Insurance Broker Explains Business Reducing Term Disability Insurance Policies

Disability Insurance Broker Explains Business Reducing Term Disability Insurance Policies As an experienced Disability Insurance Broker for physicians and dentists, I often field questions about business reducing term disability insurance policies.  A business reducing term disability policy will cover a loan that you have either for equipment or start-up money from the bank. Oftentimes they…

Insurance Broker Discusses Nursing Homes & Long Term Care Insurance

Experienced Insurance Broker Discusses Nursing Homes and Long Term Care Insurance

Experienced Insurance Broker Discusses Nursing Homes and Long Term Care Insurance As an experienced certified Insurance Broker, I get asked will an individual be able to stay out of a nursing home if they buy long term care insurance.  It’s been said that long term care insurance may be the only thing keeping you out of a…

Insurance Broker Reveals The Best Way to Cover Your Business Interests with Disability Insurance

Disability Insurance Broker Explains How to Cover Your Business Interests with Disability Insurance

Disability Insurance Broker Explains How to Cover Your Business Interests with Disability Insurance As an experienced Disability Insurance Broker for physicians and dentists, I often get questions about the best way to cover business interests with disability insurance.  In a business setting, the most common type of disability insurance that’s required is one that will handle your…

Insurance Broker Explains Association Disability Insurance

Disability Insurance Broker Explains Association Disability Insurance

Disability Insurance Broker Explains Association Disability Insurance As an experienced Disability Insurance Broker, I often get questions from physicians and dentists regarding association disability insurance.  Association disability policies are provided by insurance companies, the same insurance companies that provide individual coverage, but they do it through an affiliation with an association. Association policies have several…

Insurance Broker Discusses Types of Long Term Care Insurance

Certified Insurance Broker Discusses The Types of Long Term Care Insurance

Certified Insurance Broker Discusses The Types of Long Term Care Insurance As a certified Insurance Broker, I regularly get asked what types of long term care insurance are available.  It used to be that long term care insurance policies only covered benefits if you were in a nursing home.  However, with today’s policies it’s recommended that comprehensive…

Insurance Broker Explains Additional Drop-Ins or Prepayment of Premiums

Disability Insurance Broker Explains Additional Drop-Ins or Prepayment of Premiums

Disability Insurance Broker Explains Additional Drop-Ins or Prepayment of Premiums As an experienced Disability Insurance Broker, I often get questions from physicians and dentists on universal policies or adjustable or equity index policies.  These policies allow additional prepayment of premiums. There won’t be the same commission taking out of that money, there will not be…

Experienced Insurance Broker Explains If Purchasing Disability Insurance Affects Other Insurances You Have

Does Purchasing Disability Insurance Affect Other Insurances You Have?

Does Purchasing Disability Insurance Affect Other Insurances You Have? As an experienced Life Insurance Broker, I often receive questions from physicians and dentists about whether purchasing disability insurance affects other insurances they have.  It is very common for a physician or dentist to have several different types of disability coverage. They may have coverage through their automobile…

Investment Consultant Explains Modified Endowment Contract

Life Insurance Broker Explains Modified Endowment Contract

Life Insurance Broker Explains Modified Endowment Contract As a skilled Life Insurance Broker, I often get questions from physicians and dentists about the modified endowment contract. A modified endowment contract, think of that as a limit the IRS puts on your contract. Something to think about is, you put money in your 401(k)s, IRAs, and you get certain…