Insurance Broker Discusses Long Term Care Insurance

Dedicated Insurance Broker Explains Long Term Care Insurance

Dedicated Insurance Broker Explains Long Term Care Insurance As an experienced certified Insurance Broker, I often get questions from physicians and dentists regarding what long term care insurance is.  First of all, long term care is the treatment or the type of care provided to individuals who have a chronic illness or injury with little to no…

Insurance Broker Discusses What Long Term Care Insurance Covers

Insurance Broker Discusses What Long Term Care Insurance Covers

Insurance Broker Discusses What Long Term Care Insurance Covers As an experienced Long-Term Care Insurance Broker, I often receive questions from physicians and dentists regarding what long term care insurance covers.  A long term care insurance policy will cover an individual who is deemed to have a chronic illness or injury and is unable to do certain activities…

Insurance Broker Discusses Long Term Insurance Costs

Insurance Broker Discusses Long Term Care Insurance Costs

Insurance Broker Discusses Long Term Care Insurance Costs As an experienced certified Insurance Broker, I often get questions from physicians and dentists regarding how much long term care insurance costs.  While the cost of long term care insurance varies, there are several factors; number one is age.  The older a person is, the more expensive the…

Insurance Broker Discusses Moving With Long Term Care Insurance

Insurance Broker Discusses Moving With Long Term Care Insurance As an experienced certified Financial Planner I frequently get asked by clients “If I move to a different state will my long term care insurance still be covered?”  The answer is yes, absolutely.  A policy purchased in one state is completely portable if the insured has to move…

Insurance Broker Discusses Partnership Policy

Long Term Care Insurance Broker Discusses Partnership Policies

Long Term Care Insurance Broker Discusses Partnership Policies As an experienced Long Term Care Insurance Broker, I often get questions from physicians and dentists about what a partnership policy is.   A partnership long term care insurance policy is a way for an individual to obtain long term care insurance by splitting the benefits between themselves, an insurance company,…

Insurance Broker Explains NYS Partnership with Long Term Care

Insurance Broker Explains NYS Partnership with Long Term Care

Insurance Broker Explains NYS Partnership with Long Term Care As an experienced certified Insurance Broker, I often field questions regarding what New York State Partnership is for long term care.  The New York State partnership for long term care is a way to pay for the high cost of long term care by splitting benefits between the…

Insurance Broker Discusses the Best Time to Buy Life Insurance

Insurance Broker Explains if Medicare Pays For Long Term Care

Insurance Broker Explains if Medicare Pays For Long Term Care As an experienced certified Insurance Broker, I regularly get asked if Medicare pays for long term care.  Medicare may pay for long term care, but if so the benefits would be very limited.  Remember, Medicare is really health insurance.  Medicare is designed to cure a…

Insurance Broker Discusses When to Buy Long Term Care Insurance

Insurance Broker Discusses When to Buy Long Term Care Insurance

Insurance Broker Discusses When to Buy Long Term Care Insurance As an experienced certified Insurance Broker, I often get asked what the right age is to buy long term care insurance.  There is no real right age to buy long term care insurance. Obviously, you want to gain the insurance coverage prior to benefits being needed.…

Insurance Broker Discusses Inflation Protection

Insurance Broker Discusses Inflation Protection

Insurance Broker Discusses Inflation Protection As an experienced certified Insurance Broker, I get questions regarding inflation protection.  Inflation-proofing your long term care insurance is very important. Hopefully once you’ve obtained the insurance coverage you won’t need benefits for many years, but if you can imagine at just a 3% rate of inflation, the purchasing power of…