Insurance Broker Explains if Foreign Travel is Covered in Disability Insurance

Disability Insurance Broker Explains if Foreign Travel is Covered in Disability Insurance

Disability Insurance Broker Explains if Foreign Travel is Covered in Disability Insurance As an experienced Disability Insurance Broker, I often get questions regarding whether or not foreign travel is covered in disability insurance.  Foreign travel is covered under most disability policies as long as you come back to the United States, Canada, or its territories…

Insurance Broker Discusses Group Disability Insurance

Disability Insurance Broker Discusses Group Disability Insurance

Disability Insurance Broker Discusses Group Disability Insurance As an experienced Disability Insurance Broker for Physicians and Dentists, I often receive questions about group disability insurance.  Group disability insurance is a function of employment. As such, if you’re an employee with a company, practice, hospital, or university, they’re going to provide a basic group disability benefit…

Insurance Broker Explains Business Reducing Term Disability Policy

Disability Insurance Broker Explains Business Reducing Term Disability Insurance Policies

Disability Insurance Broker Explains Business Reducing Term Disability Insurance Policies As an experienced Disability Insurance Broker for physicians and dentists, I often field questions about business reducing term disability insurance policies.  A business reducing term disability policy will cover a loan that you have either for equipment or start-up money from the bank. Oftentimes they…

Insurance Broker Reveals The Best Way to Cover Your Business Interests with Disability Insurance

Disability Insurance Broker Explains How to Cover Your Business Interests with Disability Insurance

Disability Insurance Broker Explains How to Cover Your Business Interests with Disability Insurance As an experienced Disability Insurance Broker for physicians and dentists, I often get questions about the best way to cover business interests with disability insurance.  In a business setting, the most common type of disability insurance that’s required is one that will handle your…

Insurance Broker Explains Association Disability Insurance

Disability Insurance Broker Explains Association Disability Insurance

Disability Insurance Broker Explains Association Disability Insurance As an experienced Disability Insurance Broker, I often get questions from physicians and dentists regarding association disability insurance.  Association disability policies are provided by insurance companies, the same insurance companies that provide individual coverage, but they do it through an affiliation with an association. Association policies have several…

Experienced Insurance Broker Explains If Purchasing Disability Insurance Affects Other Insurances You Have

Does Purchasing Disability Insurance Affect Other Insurances You Have?

Does Purchasing Disability Insurance Affect Other Insurances You Have? As an experienced Life Insurance Broker, I often receive questions from physicians and dentists about whether purchasing disability insurance affects other insurances they have.  It is very common for a physician or dentist to have several different types of disability coverage. They may have coverage through their automobile…

Insurance Broker Explains Disability Riders You Should Be Aware Of

Disability Insurance Broker Explains Disability Riders You Should Be Aware Of

Disability Insurance Broker Explains Disability Riders You Should Be Aware Of As a knowledgeable Disability Insurance Broker, I get questions all the time from physicians and dentists about disability riders you should be aware of. I think the most important secondary coverage or rider to place on a policy is a residual or partial disability rider.…

Insurance Broker Explains UMRS-UDRS Exclusive Guaranteed Issue Disability Plan

Disability Insurance Broker Explains the UMRS-UDRS Exclusive Guaranteed Issue Disability Plan

Disability Insurance Broker Explains the UMRS-UDRS Exclusive Guaranteed Issue Disability Plan As an experienced Disability Insurance Broker, I get questions all the time from clients about UMRS-UDRS exclusive guaranteed issue disability plan. UMRS and UDRS have provided a guaranteed issue disability program for all of their current residents as well as residents who go on…

Insurance Broker Explains the Underwriting Outcomes Process of Disability Insurance

Disability Insurance Broker Explains the Underwriting Outcomes Process

Disability Insurance Broker Explains the Underwriting Outcomes Process As a skilled Disability Insurance Broker, I get questions all the time from clients about the most common underwriting outcomes. Interestingly enough, I’ve been doing this for 35 years and when someone finally realizes that they need disability insurance, they don’t realize that they have to apply…